Latest Posts

The Basics of Paycheck Protection Program Loans: Round Two

by Eric Nager on Feb 25, 2021


The year 2020 was unprecedented for so many reasons—all because of the COVID-19 pandemic. Many suffered from job losses, had to juggle childcare while working from home, and tried to keep their small businesses open with few resources. Thankfully, the Coronavirus Aid, Relief, and Economic Security Act (CARES Act) established a business loan program to help keep businesses across the country afloat during tough economic times.

Medicare in 2021: Here’s What You Need to Know

by Eric Nager on Feb 18, 2021


Many older Americans rely on Medicare for their health care needs. But it’s not always easy to figure out what’s covered and how much it will cost. Medicare benefits change from year to year, and 2021 is bringing an increase in premiums for participants. The good news is, there are other ways to save on Medicare costs. Here’s what you need to know about this year’s changes in Medicare.

Explaining the Benefits of a 401(k) to Young Adults Entering the Workforce

by Eric Nager on Jan 27, 2021


If you have children graduating from high school or college and entering the workforce, they may have the opportunity to open up a 401(k) through their new employer. In some cases, that employer will also offer matching contribution funds up to a certain percentage. While it sounds like a no-brainer to take advantage of these benefits early, less than one-third of employees ages 25 and younger participate in their employer’s 401(k) plan. 

Retiring as a Small Business Owner

by Eric Nager on Jan 19, 2021


There are over 30 million small businesses in the United States. Many people start their own businesses in order to become their own boss and take control over their schedules, career goals and finances. It can be incredibly rewarding to start and own a successful small business. But one thing that many small business owners may not think about is a retirement plan. 

Should You Retire at the Same Time As Your Spouse?

by Eric Nager on Dec 29, 2020


If you and your spouse are making plans to retire, you’re probably wondering whether it’s a good idea to retire at the same time. Many couples go through the same thought process and, in fact, one in four couples quit their jobs within a year of each other. But retirement is a decision that should be carefully thought out. Here are some things to consider when deciding whether to retire at the same time as your spouse.

Is It Time To Fully Return To The Market?

by Eric Nager on Dec 4, 2020

    We believe that enough of the uncertainty regarding the election outcome has been resolved in order to complete our return to the market.  However, there are still two outstanding issues that could stir social and market unrest: the first is a Trump victory through legal action (at this time it is possible but it is a longshot). The second is a victory by the Democrats in both Georgia Senate races.

Why Have We Taken Our Defensive Position Up to the 50% Level?

by Eric Nager on Nov 3, 2020

Going into the final days before the election, the race has tightened significantly in the battleground states, consequently the threats of strife and violence have greatly increased. This is unprecedented for the United States which is considered to be the most stable democratic-republic in the world. There are reports that both the left and the right are preparing for possible conflict.

Preparing for an Early or Unexpected Retirement

by Eric Nager on Oct 27, 2020

More Americans are retiring earlier than you might think

Planning for retirement is without a doubt a long-term project that takes years of saving and adjusting to prepare for successfully. It certainly isn’t a fix it and forget it endeavor. But no matter how well you prepare or how diligently you save, the reality is that health issues, company downsizing, a worldwide pandemic, or simply personal preference may put you face to face with an early or unexpected retirement.