REVERSING OUR LAST DEFENSIVE MOVE
by Eric Nager on Nov 13, 2020
Why Have We Taken Our Defensive Position Up to the 50% Level?
by Eric Nager on Nov 3, 2020
Going into the final days before the election, the race has tightened significantly in the battleground states, consequently the threats of strife and violence have greatly increased. This is unprecedented for the United States which is considered to be the most stable democratic-republic in the world. There are reports that both the left and the right are preparing for possible conflict.
Preparing for an Early or Unexpected Retirement
by Eric Nager on Oct 27, 2020
More Americans are retiring earlier than you might think
Planning for retirement is without a doubt a long-term project that takes years of saving and adjusting to prepare for successfully. It certainly isn’t a fix it and forget it endeavor. But no matter how well you prepare or how diligently you save, the reality is that health issues, company downsizing, a worldwide pandemic, or simply personal preference may put you face to face with an early or unexpected retirement.
Update On Hurricane Sally Impact
by Eric Nager on Sep 28, 2020
As most of you are aware, our offices at Southern Capital were in the path of Hurricane Sally. Our physical office had power restored on Monday. This means that our phones systems are back up and working correctly. Some of us are staffing the office and some are still working remotely, as we ha
The Market Has Been Correcting
by Eric Nager on Sep 14, 2020
Corrections are never pleasant. They are part of the market process to determine "price discovery" – which is when a willing buyer and a willing seller agree on a price and a trade occurs.
Paws and Effect - The annual cost of pet ownership and how to reduce costs
by Eric Nager on Aug 31, 2020
There’s a good reason there’s an estimated 74 to 96 million owned cats and 70 to 80 million dogs in the U.S. With wagging tails, slobbery kisses, and little whiskers that make for adorable Instagrams, pets give us that warm, cuddly feeling inside. They are part of our families and some of our best friends. But, they can also be a substantial part of a personal budget, especially since it (hopefully) is a long-term commitment that can last for a couple decades. It was estimated that over $62 billion was spent collectively on U.S. pets in 2016.
Should My Child Go Back to College This Fall?
by Eric Nager on Aug 17, 2020
The Coronavirus pandemic has impacted us more than we could ever have imagined in the beginning of 2020. Students and teachers had to quickly transition to online learning. Many people were laid off and furloughed with no financial backup plan. And now we’re facing the tough decision of whether to send our kids back to school in the fall.
4 Education Investment Accounts to Grow College Savings
by Eric Nager on Jul 29, 2020
Are you anxious about rising higher education costs? College can be a valuable experience, but it’s becoming less affordable since costs are growing at approximately 6% each year, which is more than twice the inflation rate.
7 Important Details About Early Retirement Plan Rollovers
by Eric Nager on Jul 10, 2020
You’re probably aware that there are many options for retirement planning including 401(k)s, IRAs, Roth IRAs, and more. Some of the more common plans are employer-sponsored ones like 401(k)s, 403(b)s, and 457(b)s.
